I am the first to admit that I don’t know everything. So those areas that are outside of my expertise I actively seek assistance from.
This is the basic premise of why you would use a mortgage broker.
For most people buying a property is not a daily occurrence. Therefore it would seem strange for you to be an expert in this area. However it is likely the biggest purchase you will ever make, so it’s vital to get it right.
I help people with their property purchases on a daily basis, so it means that I an up-to-date with what types of paperwork they need to complete, the associated costs, the details or first home owner grants and concessions, lenders mortgage insurance and much much more!
But if that hasn’t convinced you, there is also the matter of the mortgage itself.
When you go straight to the bank for your loan you are getting only the small list of mortgage options they provide.
When you speak with a mortgage broker they are providing you with a list of options suitable to your individual circumstances, which has been culled from numerous banks.
Additionally mortgage brokers (like myself) often run their own business, so have a personal investment in their relationship with you. They want to find the best solution for you and smooth the process, so that you tell your friends and family – and come back the next time you’re in the property market!
A Little More About Margaret
Margaret Godfrey is passionate about offering an all-encompassing approach to her mortgage broker undertakings. As a Personal Mortgage Adviser, finding the right product is only part of the service she offers.
Drawing on her own 10 years experience as a highly successful investor, Margaret works closely with clients to provide solutions tailored to their circumstances, ensuring the process of applying for a loan is as seamless and hassle-free as possible.
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